Accidents happen in everyday life as cedi notes might get ripped in a pocket, damaged in washing, or torn during a rushed market transaction. While the quick instinct for many is to reach for a roll of tape or glue to repair them, the central bank is warning against this practice.
The Bank of Ghana (BoG) has issued clear directives instructing the public never to tape, glue, staple, or attempt to rejoin damaged banknotes for re-issuance or recirculation.
The Central Bank says using makeshift adhesives renders the money unfit for circulation, threatens to damage automated processing machines, and increases the likelihood of vendors rejecting the cash.
So, what should you do when a Cedi note tears in your hands?
Instead of attempting a homemade repair, the Bank of Ghana advises members of the public to take all mutilated or damaged banknotes directly to any commercial bank across the country.
Commercial banks, the BoG reveals, are authorized to examine damaged notes and process them for official replacement in accordance with the central bank’s laid-down procedures.
However, before presenting your damaged cash at a bank counter, there is one critical requirement you must keep in mind: you must present more than half of the original banknote for examination.
If less than half of the note remains, it may not meet the eligibility criteria for replacement under the bank’s procedures.
By following official banking channels rather than attempting improper tape repairs, citizens protect their funds from rejection while helping maintain a clean cash cycle.
