Fredrick Addai Kwarteng

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2827 Articles

From the Brink of $21M Fire-Sale to 200,000BPD Dream: The Strategic Repositioning of Tema Oil Refinery

Overcoming six years of unverified accounts, severe debts, and near liquidation, TOR reformed its corporate governance, placed second on the…

3 Min Read

The Buffer at the Pump: How TOR Averted a Possible GH¢32/Litre Fuel & Anchored Ghana’s Energy Security

By refining domestic crude, TOR shielded Ghanaian motorists from fuel price spikes reaching GH¢32 per litre during global market disruptions,…

3 Min Read

From Near Liquidation to the GHC1.24 Billion Profit: Inside TOR’s Ghanaian-Led Turnaround

Facing near liquidation and crushing debt, Tema Oil Refinery staged an extraordinary comeback. Funded entirely by internal revenue and repaired…

4 Min Read

How Harmless Susu Groups Turn Into Illegal Schemes Without Members Realising It – 3 Red Flags

Susu is one of Ghana’s proudest traditions and for generations, market traders and everyday workers have used it to build…

4 Min Read

Wealth Building Without Disciplined Health Choices is Incomplete – A Financial Coach’s Insight

Financial literacy coach Patrick Baah Abankwah says wealth building is incomplete without good health. After watching a customer drain his…

4 Min Read

Building a Generational Business: Critical Measures SMEs & Startups Shouldn’t Take for Granted

Chartered Accountant Dickson Assan says SMEs must register with the Registrar General, keep tax records, certify operations, maintain accounts, and…

4 Min Read

The Cost of Unchecked Power: How Unlimited Executive Authority Drives Corporate Fraud

KPMG’s report reveals that unlimited executive authority is the leading enabler of corporate fraud. Without oversight, trusted leaders exploit unchecked…

3 Min Read

Dr. Theo Acheampong Writes: Reflections from Bangkok: What Ghana’s Turnaround Taught Me at 2026 IMF & WB Meetings

Back from the 2026 IMF and World Bank Annual Meetings in Bangkok with the Ghana delegation led by Hon. Dr…

4 Min Read

Funding SMEs: Do Ghana’s SME Financial Products Really Speak the Language of SMEs? A Specialist’s Insight

Maame Yaa Owusu-Amoah says Ghana’s banks must design SME products around real business timelines, using human-centred design, flexible collateral like…

5 Min Read

Workplace Fraud Networks: Inside the World of Corporate Fraud Rings – KPMG’s Insight

When white-collar crime strikes, popular culture often imagines a lone rogue employee operating in secret. However, a comprehensive global study…

3 Min Read

Beyond Laptops & Training Centres: How Success of Ghana’s 1 Million Coders Initiative Should Be Measured

CERPA says Ghana’s One Million Coders Programme should be judged beyond registrations, laptops and centres. It urges quarterly reporting on…

4 Min Read

Funding SMEs & Startups: Why Bank Loans Shouldn’t Be Your Startup’s First Point of Call

SME Consultant Dickson Assan says startups should avoid bank loans, since repayment with interest demands cash flow. He urges saving,…

4 Min Read

Must it Always be Loans?: Why & How Loans Are Not the Only Viable Option to Fund Young Businesses

Digital finance specialist Maame Yaa Owusu-Amoah says startups shouldn’t rush to banks for loans. Crowdfunding through licensed providers like Grow4Me…

3 Min Read

The Enemy Within: The Profiles of Corporate Fraudsters Perpetuating White Collar Crimes – A KPMG Insight

A KPMG global study finds corporate fraud is often perpetrated by trusted, long-serving employees motivated by greed and opportunity. Weak…

5 Min Read

Gov’t Records Over 30% Funding Shortfall on T-Bill Market Despite Oversubscription

Ghana’s T-Bills auction recorded 3.07% oversubscription, yet government accepted only GH¢3.482 billion against its GH¢5.019 billion target, leaving a GH¢1.537…

3 Min Read