GCB Capital Limited, a subsidiary of GCB Bank, has officially launched the Golden Eagle Unit Trust, an innovative investment product designed to provide Ghanaians with a secure and accessible pathway to wealth creation. With a minimum investment requirement of just GH¢100, the fund aims to democratize investments and make them more inclusive for the average Ghanaian.
At the launch, Kofi El-Awuku, Managing Director of GCB Capital, emphasized the fund’s mission to simplify investments and deepen financial inclusion. He said, “The Golden Eagle Unit Trust is more than just an investment product. It is a secure pathway to achieving your financial aspirations one golden step at a time.”
The fund is structured to provide a diversified portfolio, balancing stability and growth. Local investments include government securities, corporate bonds, equities, and real estate investment trusts (REITs). On the global front, the fund invests in sovereign bonds, corporate bonds, and equities, giving investors exposure to both local and offshore markets.
Addressing liquidity, investors can redeem their funds after 30 days, with requests processed within three to five working days, ensuring flexibility for investors.
Deborah Mawuse Agyemfra, Deputy Director-General (Legal) of the Securities and Exchange Commission (SEC), praised the initiative, stating, “As a regulator, our dual mandate is to protect investors while fostering market development. The launch of this product today is a testament to the guidelines we’ve set and the collaborative efforts to meet them.”
GCB Capital highlighted its commitment to transparency and accountability. With Fidelity Bank serving as trustee and a governance framework aligned with SEC regulations, the Golden Eagle Fund prioritizes investor safety and sustainable returns.
“We have a carefully curated, diversified portfolio, a team of seasoned professionals, and a solution that strikes the perfect balance between growth and liquidity,” El-Awuku added, emphasizing the fund’s risk management approach and its goal of serving the unique needs of all investors.
The Golden Eagle Unit Trust’s launch aligns with the SEC’s Capital Market Master Plan, which promotes collective investment schemes as a vehicle for retail investors. The fund’s low entry threshold and diversified strategy aim to rebuild confidence in Ghana’s investment ecosystem, providing opportunities for individuals, institutions, and pension funds alike.
The Initial Public Offering (IPO) for the fund opened on December 5, 2024, and will run until January 9, 2025. Interested investors are encouraged to take advantage of this opportunity to participate in a product that balances security, growth, and accessibility.
