Opportunity International, a leading savings and loans company, has reaffirmed its commitment to supporting smallholder farmers, women entrepreneurs, and micro and small businesses through innovative financial products and digital solutions.
Speaking at a stakeholders’ meeting in Accra, Mr Atul Tandon, Executive Officer of Opportunity International US, described Ghana as a strong example of how inclusive finance could transform lives when supported by strong partnerships and sound governance.
“Our focus is ensuring that families at the base of the pyramid have access not just to credit, but to savings, insurance and financial education that help them build resilience,” he said.
Global and local leaders of the company gathered in Accra to reflect on more than three decades of microfinance impact in Ghana under the theme “Seeds of Opportunity: A Ghanaian Story of Growth and Impact.”
Mr Ernest Yerekuu, Chief Executive Officer of Opportunity International Savings and Loans Limited (OISL), highlighted the institution’s steady growth and contribution to Ghana’s financial ecosystem.
He said the company had served more than 700,000 clients since its inception and was positioning itself among the leading savings and loans institutions in the country.
Mr Yerekuu noted that the next phase of the company’s development would focus on deepening digital innovation, strengthening risk management systems and expanding outreach to underserved communities, particularly women and youth-led enterprises.
He explained that Ghana’s macroeconomic recovery presented a critical opportunity for inclusive finance as economic stability improved.
“As stability strengthens and growth rebounds, we must ensure that capital flows not only to large corporations but also to the micro and small businesses that form the backbone of our economy,” he said.
Mr Yerekuu added that the institution was positioning itself to responsibly scale credit, savings and climate-resilient financing solutions for small businesses and entrepreneurs, supported by strong governance and disciplined risk management.
Mr Ismail Adam, Head of the Banking Supervision Department at the Bank of Ghana, emphasised the importance of effective regulation and supervision in maintaining financial stability and protecting depositors.
He reiterated the central bank’s commitment to enforcing prudential guidelines, strengthening risk management frameworks and promoting sound corporate governance across regulated financial institutions.
Ms Alberta Quarcoopome, Board Chair of Opportunity International Savings and Loans Limited, commended the institution for the progress it had made over the years.
She said what began as a small initiative had grown into a trusted institution promoting inclusive finance in Ghana by empowering families, supporting agricultural development, formalising businesses and restoring livelihoods.
Stakeholders and management of the company agreed to prioritise climate resilience financing, youth entrepreneurship, digital transformation and community development as part of the institution’s future strategy.
Opportunity International Savings and Loans Limited combines responsible banking, digital innovation and strong governance to expand sustainable financial inclusion for underserved communities in Ghana.
