The Bank of Ghana (BoG) will begin circulation of the newly upgraded Ghana Cedi Heritage Series banknotes from December 1, 2026, with existing cedi notes remaining legal tender as the central bank begins a gradual transition to the new currency.
The announcement, made by BoG Governor Dr Johnson Pandit Asiama at the official launch of the Heritage Series at Bank Square in Accra on Thursday, November 12.
The clarity provided by the Governor is for particularly for individuals and businesses concerned about whether their existing money will immediately become invalid.
Dr Asiama stressed that the introduction of the new banknotes would not require Ghanaians to exchange their existing notes immediately, as both versions would circulate concurrently.
In his official welcome remarks at the launch, the Governor stated: “The Heritage Series will be introduced into circulation from 1 December 2026, and will circulate alongside the existing series, which remains legal tender.”
He explained that the arrangement was intended to give the public and businesses sufficient time to adjust to the redesigned currency without disrupting everyday economic activities.
This means Ghanaians can continue using their existing GH¢1, GH¢2, GH¢5, GH¢10, GH¢20, GH¢50, GH¢100 and GH¢200 notes even after December 1, with no immediate requirement to exchange them for the new series.
What is changing with the new cedi notes?
The Heritage Series introduces upgraded banknotes featuring enhanced security features, improved durability and smaller, more portable sizes designed to make everyday transactions more convenient.
The redesigned notes also incorporate national heroes, historical landmarks, monuments and Adinkra symbols, bringing Ghana’s cultural identity and history into everyday monetary transactions.
According to Dr Asiama, the improved security features are intended to make counterfeiting more difficult, while the enhanced durability should help the notes withstand frequent handling and Ghana’s climatic conditions, potentially extending their lifespan in circulation.
BoG moves to strengthen currency management
Beyond the redesigned notes, the Governor announced several measures to modernise Ghana’s currency management system.
These include the development of an Enterprise Currency Operations Management Software (ECOMS), an in-house platform designed to improve coordination between the central bank and commercial banks in managing currency operations.
The Bank also plans to establish additional cash centres at its Ho and Tamale regional offices to improve access to currency services.
Additionally, the BoG is introducing a Cedi App to educate the public about the new banknotes and assist persons with visual impairments in identifying them. A nationwide public education campaign in major local languages will also be undertaken.
