Personal Finance

Something New is Coming to Aburi

Imagine waking up to views of nature instead of concretes walls. To birdsong instead of car horns? To fresh air…

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“You Can’t Save Yourself Out of Poverty” – McDan on Rethinking the Path to Wealth in Ghana

Ghanaian business mogul Dr. Daniel McKorley argues poverty cannot be solved by saving, since low income leaves no margin. He stresses increasing earnings through self-investment and skills development as the…

Compound Interest: A Quiet Force Behind Wealth Creation

Compound interest is quiet but powerful, money growing on money. With time and patience, small investments multiply, creating lasting wealth without noise or dramatic effort

10 Bad Money Habits to Break Before Your Next Paycheck

Breaking poor money habits before payday can transform your finances. From budgeting to saving early, these ten tips help build control, stability, and long-term peace

8 Common Debt Traps and How to Avoid Them

This article highlights eight common debt traps, such as lifestyle borrowing and quick loans, and offers practical tips to avoid them through planning, discipline, and awareness

5 Simple Income Ideas Ghanaian Households Can Start Now

From backyard farming to mobile trading, Ghanaians can start low-cost ventures to supplement income, reduce financial pressure, and adapt to changing economic conditions effectively

5 Small Money Habits That Can Make a Big Difference

imple daily habits, like cancelling unused subscriptions or packing lunch, can lead to long-term financial stability. Small, consistent actions are key to improving personal finances over time

Avoid These 10 Mistakes When Calculating Interest on Loans and Savings

Interest calculations can be tricky, watch for compounding, fees, rate changes, and terms to avoid surprises and maximize savings or manage loan costs effectively

You Don’t Need a Finance Degree to Invest: A Simple Guide for Everyday People

Investing isn’t just for experts, it’s for anyone. Start small, use what you know, stay consistent, avoid fear, and learn as you go toward financial growth

Savings vs. Investment: What Should Young People Prioritize?

Young Ghanaians should prioritize saving for emergencies first, then invest early for long-term growth. A balanced, strategic approach ensures both financial security and future prosperity

Why Financial Experts Are Backing the 70/20/10 Rule for Young People

The 70/20/10 rule helps young people manage money by budgeting 70% for spending, 20% for saving, and 10% for giving; simple, flexible and effective