Mr Julian Opuni, Managing Director of Fidelity Bank, has outlined a strategic roadmap for investors positioning for opportunities in Ghana’s economy in 2026, citing an improving macroeconomic outlook and rising Gross Domestic Product (GDP) projections as strong indicators for renewed investment.
In an interview with Global Investor, a publication circulated at major international summits, Mr Opuni said Ghana’s strengthening economic fundamentals should spur progress across multiple sectors, creating favourable conditions for business expansion and capital deployment.
He identified four key growth engines expected to drive economic activity in 2026: Small and Medium-scale Enterprises (SMEs), agriculture, sustainable extractives and regional trade.
SMEs, he noted, remain central to job creation, innovation and value addition, adding that Fidelity Bank has been instrumental in supporting their growth through strategic investments and partnerships with institutions such as the Mastercard Foundation and Proxtera.
These collaborations, he said, have expanded access to capital and technical support for high-potential enterprises, creating “scalable and diversified opportunities for investors.”
On agriculture, Mr Opuni stressed the expanding prospects in horticulture and agri-processing, which he described as strong contributors to foreign exchange earnings and employment.
He highlighted Fidelity’s partnerships with FAGE, the Export Club and the Bridge in Agric initiative which has disbursed over GH¢145 million as essential interventions helping to formalise and grow the sector.
He added that government programmes such as the Feed Ghana initiative continue to make agriculture more organised and attractive to investors.
Turning to the rapid digitisation of Ghana’s financial services sector, Mr Opuni said Fidelity Bank is leveraging technology to drive efficiency, improve customer experience and promote deeper financial inclusion.
“Digital innovation drives both internal transformation and external growth; key pillars of a future-ready institution,” he told Global Investor.
He noted that automation has streamlined operations, reduced costs and improved transaction speed.
He emphasized the impact of upgrades to Fidelity’s Mobile App and USSD platforms, along with innovations such as Kukua, the bank’s WhatsApp banking assistant, which have boosted transaction volumes and strengthened customer engagement.
The bank, he added, is working closely with fintech companies to address persistent barriers to credit access, co-developing solutions like cash-flow based lending and behavioural credit scoring.
“This digital ecosystem is unlocking new opportunities for embedded finance and data-driven innovation,” he said.
Reaffirming Fidelity Bank’s commitment to sustainability, Mr Opuni highlighted its three-pillar strategy; Sustainable Finance, Sustainable Operations and Corporate Social Responsibility.
He pointed to agriculture, renewable energy and youth-led enterprises as high-potential segments for impact-aligned investments.
He also cited initiatives such as the GreenTech Innovation Challenge and the Fidelity Young Entrepreneurs programme as evidence of the bank’s long-term dedication to supporting impactful, scalable ventures aligned with both commercial and investor goals.
