Dr Johnson Pandit Asiama, Governor of the Bank of Ghana (BoG), has called on regulators, investors, innovators, and policymakers across Africa to translate the outcomes of the 2026 3i Africa Summit into concrete and measurable actions to advance the continent’s digital finance agenda.
Delivering the closing address at the three-day summit in Accra, Dr Asiama said the discussions had laid a strong foundation for building an integrated digital financial ecosystem, stressing that the real work begins after the dialogue.
“This climax signals the continuation of innovation and the advancement of our digital financial ecosystem. While expectations of these discussions may have been met, it is imperative that deliberate and coordinated actions follow to translate dialogue into tangible outcomes,” he stated.
The summit, held on the theme “Shaping Africa’s Integrated Fintech Future,” brought together government officials, regulators, policymakers, fintech firms, investors, and startups from across the continent to explore pathways for strengthening Africa’s digital finance ecosystem.
Dr Asiama called for what he described as a “rebirth” of Africa’s digital and financial landscape, one that strategically harnesses the energy and potential of the continent’s youthful and dynamic population to drive fintech innovation and inclusive growth.
He acknowledged the challenges facing the sector but emphasised the vast opportunities within the fintech space, urging stakeholders to commit to strategic investments, patient capital, and long-term partnerships.
“The work of harmonisation of financial systems, licensed passporting, and supervisory convergence must not be buried under these conversations. We must continue to champion and support its advancement,” he said.
Highlighting Ghana’s progress in digital finance governance, Dr Asiama pointed to key regulatory milestones, including the passage of the Virtual Asset Service Providers Act, the introduction of the Digital Credit Service Providers framework directive, and the rollout of cyber and information security directives.
He announced plans to establish innovation hubs across all regions of Ghana to expand access to fintech opportunities for young people, alongside efforts to develop a dedicated legal framework to support fintech regulation.
The Governor also disclosed plans to launch a continental fintech sandbox, describing the initiative as part of Ghana’s broader commitment to building an innovative and inclusive financial ecosystem for Africa.
Dr Asiama urged investors to align with Africa’s long-term digital finance vision by providing patient capital and forming enduring partnerships that support sustainable growth.
He further encouraged fintech founders and innovators to engage proactively with regulators, strengthen governance structures, and prioritise consumer trust as a critical asset in their operations.
The Governor expressed appreciation to participants, including central bank governors, regulators, policymakers, investors, and entrepreneurs, for their contributions to the summit.
He expressed confidence that the outcomes of the Accra gathering would help shape a more integrated, inclusive, and innovative financial future for Africa.
“Let us carry forward these outcomes from Accra into our central banks, ministries, and boardrooms, and sustain this momentum into the next summit,” Dr Asiama said.
