The GCB Bank is facing mounting criticism from customers following a recent system update to its widely used mobile banking services.
As November ends, many customers are struggling to access the platform for essential transactions, leading to frustration and dissatisfaction. Social media has become a battleground for disgruntled users, who have taken to GCB’s platforms to voice their concerns about accessibility issues and the impact on their financial needs.
However, the bank acknowledged the problems stemming from the update and issued a public apology for the inconvenience caused.
In their statement, GCB emphasized that they are working diligently to resolve the technical difficulties affecting users. But the timing of these issues has exacerbated customer frustrations, particularly as many rely on mobile banking for salary payments, bill settlements, and other critical financial activities at month-end.

This incident spotlights broader challenges within Ghana’s banking sector, where digital services are becoming increasingly essential. As mobile banking adoption grows, evidenced by a notable rise in registered accounts, so too does customer expectation for reliable and efficient service.
According to the Bank of Ghana (BoG), mobile money transactions have surged in recent years, making it imperative for banks like GCB to maintain robust operational systems that can handle increased demand.
Customer feedback indicates that many users experienced failed transactions and prolonged loading times during peak hours. This not only disrupts individual financial activities but also raises concerns about the overall reliability of GCB’s digital services.
As more Ghanaians turn to mobile banking as their primary means of managing finances, any hiccup in service delivery can lead to significant repercussions for customer trust and loyalty.