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Business & Economy

Commuting Costs in Accra Can Consume Up to 22 Percent of a Worker’s Monthly Income

Commuting in Accra costs workers 15–22% of monthly income, draining money, time, and energy, affecting productivity, lifestyle, and widening economic inequality citywide

Ghana’s Economy is Growing, But Not All Parts Are Moving at the Same Speed
Solomon Boakye
Sep 8, 2025

Imagine waking up in Accra before sunrise, stepping into the humid morning air, and boarding a trotro already packed shoulder to shoulder with other commuters. 

You pay GH₵10 to get to work and GH₵10 to return home GH₵20 a day. After 22 working days, that’s GH₵440 gone, before you even think about breakfast, errands, or any extra trips. For someone earning between GH₵2,000 and GH₵3,000 a month, that is roughly 15 to 22 percent of their monthly income, gone just to move between home and office.

For many, this is just the beginning. Some days, a shorter trotro route isn’t possible, or the trotro is overcrowded, late, or simply unavailable. That’s when taxis or ride-hailing apps like Uber or Bolt come in, with fares ranging from GH₵30 to GH₵100 per trip. 

Commuting Costs in Accra Can Consume Up to 22 Percent of a Worker’s Monthly Income

A single unexpected ride can erase a day’s worth of careful budgeting, forcing tough choices about groceries, school fees, or little comforts that make life feel normal.

And it’s not just the money, commuting takes a toll on time, energy, and well-being. Two hours each way on crowded roads, standing squeezed among strangers, leaves people drained before their first cup of coffee. 

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Those lost hours shape life decisions: meals are eaten near the office instead of local markets, errands are postponed for the weekend, and time with family or for leisure is squeezed out. Over time, commuting quietly dictates how people live, where they spend, and even what kind of life they can afford.

The economic implications ripple far beyond the individual. High commuting costs reduce disposable income, leaving less money for essentials like food, healthcare, and education. Workers who spend a large chunk of their salaries just getting to work often have to cut back on other expenses, creating subtle but persistent financial pressure. 

Commuting Costs in Accra Can Consume Up to 22 Percent of a Worker’s Monthly Income

Long and costly commutes also reduce productivity: fatigue, stress, and shorter sleep hours affect performance at work, which can indirectly slow business and economic growth. And because lower-income workers spend a larger share of their earnings on transport than wealthier colleagues, commuting exacerbates economic inequality, widening the gap between those who can absorb these costs and those who cannot.

Every day, money moves with the people, quietly redistributed across the city. The journey to work isn’t just about distance, it’s a constant drain on income, time, and energy, shaping both lives and the economy in ways that often go unnoticed.

Every day, the city pulses with life, but that pulse comes at a cost, quietly felt by millions navigating trotros, taxis, and ride-hailing apps each morning and evening.

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