The Bank of Ghana will this year focus on consolidation, discipline, and embedding reforms, Governor Dr. Johnson Asiama said on Friday during the Bank’s annual New Year media engagement.
The gathering, which brought together journalists, editors, and media professionals, offered the central bank a platform to reflect on the past year and outline the road ahead.
Speaking to the media, Asiama described 2025 as a year of “difficult judgments, careful sequencing of policy actions, and sustained discipline across institutions,” noting that households, businesses, and markets all felt the impact of the adjustments.
With inflation having fallen from 23.8% in December 2024 to 5.4% by the end of 2025, the Bank now aims to ensure that stability translates into durable confidence and predictable markets. Monetary policy will remain measured and forward-looking, anchored on price stability, with clear signalling and consistent liquidity management designed to avoid surprises.
The Governor also said supervision of the banking sector will increasingly focus on prevention rather than cure, with governance quality, capital and liquidity planning, and early risk detection taking centre stage. In financial markets, reforms will be deepened to support orderly price discovery, disciplined conduct, and restored confidence in foreign exchange and money markets, he noted.
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Digital finance and payments systems, which have expanded rapidly, will see strengthened oversight to safeguard consumers, ensure governance, and maintain system reliability. Meanwhile, strategic programmes introduced during the adjustment period, including those related to gold, are moving toward sustainable fiscal and institutional arrangements.
The Governor also highlighted the role of the media in supporting economic stability. He urged journalists to provide accurate, balanced, and contextual reporting, and announced plans to expand media training, introduce forums for editors and behind-the-scenes journalists, and launch the Governor’s Economic and Financial Story of the Year award to recognise excellence in reporting.
“Across all areas, the emphasis this year is quality over quantity – strong institutions, disciplined markets, and policies that endure,” Asiama said, signalling a shift from crisis management to building long-term resilience.
