Bank of Ghana Governor Dr Johnson Pandit Asiama says the central bank’s digital transformation agenda is being pursued “responsibly, inclusively, and with governance” that protects citizens and strengthens confidence in the financial system, stressing that innovation must benefit all Ghanaians.
Addressing business leaders at the 10th Ghana CEO Summit and Expo in Accra, Johnson Asiama said the Bank of Ghana was positioning itself at the forefront of digital financial innovation as part of broader efforts to modernise financial regulation and expand access to secure digital financial services.
The Governor said the central bank had established new departments for FinTech, Artificial Intelligence, Data Analytics and virtual assets within the past year as part of efforts to modernise financial regulation and deepen digital financial services.
He also disclosed that the Bank of Ghana had completed its eCedi Central Bank Digital Currency pilot, describing the initiative as part of a broader strategy to strengthen financial inclusion and improve access to secure digital financial services.
Johnson Asiama noted that Ghana’s recent macroeconomic recovery had been “hard-earned,” citing moderating inflation, improved exchange rate stability, stronger foreign reserves and renewed market confidence as key indicators of economic progress.
According to him, the recovery reflected “difficult decisions” and “disciplined policy implementation” undertaken by policymakers and institutions during a challenging economic period.
He said the Bank of Ghana was embedding a “more transparent, forward-looking monetary policy framework” while transitioning toward “proactive, risk-sensitive financial supervision” to improve financial sector resilience and policy credibility.
The Governor further called on the private sector to play a stronger role in sustaining economic stability and supporting national transformation efforts.
He told business leaders they were not merely “beneficiaries of macroeconomic stability” but “co-architects” of Ghana’s economic transformation agenda.
Johnson Asiama stressed that building a more competitive and resilient economy would require “innovative businesses,” strong institutions and “courageous leadership” capable of sustaining reform momentum and long-term policy discipline.
