Prof Samuel Lartey
A Healthier Ghana Banking Sector Needs Better Credit Discipline
Ghana’s banking sector shows recovery as non-performing loans decline, credit expands and economic stability improves, though disciplined lending and borrowing…
From Homes to High Finance: How Ghana’s Banking Industry Balances Credit Growth and Profitability
Ghana’s banks face declining profitability despite surging credit growth, reshaping borrowing, investment, financial discipline and government financing while testing sector…
Development Bank Ghana: Financing Transformation Beyond Accra
Development Bank Ghana has disbursed over GH¢2.5 billion to nearly 1,000 businesses, prioritising women-led enterprises, agribusiness, manufacturing and regional development.
Gold Discipline and Ghana’s Trade Surplus: The Role of the Gold Board
Ghana’s US$4.3 billion Q1 trade surplus, driven by gold, is strengthening reserves, supporting currency stability, boosting business confidence and expanding…
From Galamsey to Gold Futures: How Ghana’s GoldBod Can Transform the Economy
Ghana’s Gold Board seeks to formalise small-scale mining, curb galamsey, strengthen foreign exchange earnings, protect communities and turn gold wealth…
Beyond SMS: Building Ghana’s Next Generation Banking Communication and Authentication Ecosystem
Ghana’s banks are being pushed to move beyond SMS authentication as digital transactions grow, requiring stronger, more secure and reliable…
Rescuing Adamus: Ghana’s Balancing Act to Save Jobs, Local Businesses, Tax Revenue and Investor Confidence
Ghana’s Adamus turnaround is a test of whether government can rescue a distressed indigenous gold mine while protecting jobs, local…
From Debt Shock to Debt Discipline: What Ghana’s DDEP Payment Really Means
Ghana’s GH¢10.82 billion DDEP payment strengthens debt credibility, supports investor confidence and creates room for lower borrowing costs, private investment…
MTN’s GH¢7.4 Bn Question: Is it a Real Measure of Customer Value?
MTN Ghana’s strong profits reflect rising digital demand, but its market dominance raises questions about affordability, service quality, transparency and…
KINBU: From a Government Well to a National Investment and Sustainable Dev. Well
KINBU’s 150-year legacy offers an opportunity to connect heritage, technical education, alumni networks and investment to create jobs, enterprises and…
Zambia’s Economic Diplomacy Test: From Manifesto to African Marketplace
Zambia's Tonse Pamodzi Alliance says its H.O.P.E. manifesto will drive industrialisation, youth jobs, women's enterprise, African trade and stronger Ghana-AfCFTA…
Ghana Awake: Making the 24-Hour Program a National Movement
Ghana's 24-Hour Program needs public ownership, global best practices and measurable reforms to transform economic recovery into higher productivity, exports,…
Ghana’s MoMo Credit Firewall: Why Identity Is Becoming the New Collateral
Ghana's shift to Ghana Card-linked mobile money lending strengthens credit accountability, but protecting digital identities and preventing fraud remain essential…
When Women Trade, Zambia Rises
Brian Mundubile's women-centred economic agenda argues Zambia's growth depends on turning female traders into producers, exporters and business owners through…
Zambia’s Growth Gateway: The Mundubile Business, Trade and Investment Agenda
The article argues Brian Mundubile's economic agenda could transform Zambia through production, exports, private investment, regional trade, energy security and…