Advans Ghana Savings and Loans says it will maintain responsible lending and sound risk management as it expands access to finance for individuals and businesses, with its parent group reaffirming the importance of regulatory collaboration to sustainable growth.
The commitment was highlighted during a meeting between Advans Group and Bank of Ghana Governor Dr Johnson P. Asiama as the group’s board and management reviewed its operations and strategic priorities during Board Week 2026.
“Our engagement with the Bank of Ghana reflects our commitment to responsible finance, sound governance and sustainable growth. We value the opportunity to exchange perspectives on developments in the financial sector and reaffirm our support for expanding access to appropriate financial services,” Steven Duchatelle, Chief Executive Officer of Advans International, said.
The discussions covered developments in the financial services industry, regulatory priorities and the Bank of Ghana’s liquidity framework and its implications for regulated financial institutions.
For savings and loans companies, access to finance must be balanced with prudent lending and effective risk management to protect their operations while serving customers who may face barriers to conventional banking.
Guillaume Valence, Managing Director of Advans Ghana Savings and Loans, said the institution would continue to operate within the country’s regulatory framework while providing services suited to customers’ needs.
“A strong relationship with the regulator is essential to sustainable growth. We remain committed to responsible lending, sound risk management and expanding access to finance for individuals and businesses, while contributing to the stability and development of Ghana’s financial sector,” he said.
Reaching underserved businesses and individuals
Advans Ghana serves almost 160,000 clients through 21 branches across nine regions. Its services include loans, savings and investment products, current accounts and digital banking solutions, with a focus on micro, small and medium-sized enterprises (MSMEs) and individuals who face difficulties accessing conventional banking services.
The company also provides business advisory and financial literacy support to clients, seeking to help them manage their finances and support business growth.
Access to suitable financing can help small businesses purchase stock, acquire equipment and meet operating expenses. However, lenders must assess borrowers’ repayment capacity and manage liquidity and credit risks to ensure that expanding access does not undermine financial stability.
The Bank of Ghana has acknowledged Advans Ghana’s contribution to the financial services industry, describing it as one of the country’s leading and best-performing savings and loans companies. Governor Asiama also stressed the importance of cooperation between regulators and financial institutions in maintaining stability while broadening access to financial services.
Regional operations under review
The meeting formed part of Advans Group Board Week 2026, which brought together board members and management from its subsidiaries and group office to review operations and discuss strategic priorities.
Advans operates in several African markets, including Ghana, Cameroon, Côte d’Ivoire, the Democratic Republic of Congo, Nigeria and Tunisia, providing financial services to MSMEs, entrepreneurs and individuals.
The group’s engagement with the central bank comes as it reiterates its commitment to responsible finance and sustainable growth. For Advans Ghana, the challenge will be to translate that commitment into accessible and appropriate financing while maintaining sound lending standards and contributing to the stability of the financial sector.
