When prices rise and salaries stay the same, a small side venture can make all the difference. These low-capital ideas are suited for individuals or families looking to build financial resilience, right from home.
1. Backyard Vegetable Gardening
Even with a small space or a few sacks, you can grow high-demand crops like tomatoes, kontomire, pepper, and okro. These not only reduce food bills but can also be sold in the neighborhood for cash. Urban container farming is growing in Accra and Kumasi.
2. Poultry or Small Livestock Keeping
Start with a few chickens, ducks, or rabbits. With proper care, they grow quickly and can be sold for meat or eggs. Poultry feed is manageable in small batches, and demand for fresh protein is high in local markets.
3. Petty Trading or Mobile Provisions
Buy items like gari, soaps, sachet water, or tomatoes in bulk and resell in your area. You don’t need a full shop to start, just a table, a cool box, or even word-of-mouth marketing in your compound or workplace.
4. Home-Based Services
Skills like hair braiding, tailoring, ironing, laundry, or baking can become regular income streams. If you already do it for family or friends, consider offering it professionally within your community, even part-time on weekends.
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5. Digital Micro-Businesses
With a smartphone, mobile money, and social media, you can sell thrift clothes, delivery food, offer typing or CV services, or become an online reseller for local brands. Ghana’s mobile-first economy makes it easier than ever to start with zero rent.
