Twenty-one out of Ghana’s 23 commercial banks met the required capital adequacy thresholds at the end of December 2025, following the expiry of regulatory forbearance, the Governor of the Bank of Ghana (BoG) has announced.
Speaking at the 128th Monetary Policy Committee (MPC) press briefing on Wednesday, the Governor said the remaining two banks have been granted up to end-March 2026 to fully comply, adding that the central bank is closely monitoring their progress.
“Out of the 23 banks, about 21 of them met the levels they were supposed to be at the end of December 2025. We have two more banks that are yet to meet it, but they have been given up to the end of March 2026,” the Governor said.
The Governor described the outcome as a key milestone in Ghana’s post-crisis financial sector recovery, noting that the recapitalisation measures introduced in the wake of the Domestic Debt Exchange Programme (DDEP) have largely achieved their intended objective.
He said the Bank of Ghana remains vigilant and will continue supervisory engagement with the two remaining banks to ensure full compliance within the extended timeline.
The assurance, he added, underscores the central bank’s commitment to maintaining financial stability as regulatory support measures are fully withdrawn.
